Archive for January, 2015

What to Know About EMV Chip Technology

If your business accepts credit and debit cards, you probably pay close attention when companies such as Target and Home Depot suffer credit card data breaches. Payment card breaches are costly in terms of hard dollars and reputation. And given the popularity of cashless in-person, mobile and online transactions, it’s no surprise that cybersecurity is […]

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Debit Cards vs. Credit Cards for Business: What You Need to Know

American consumers spend tens of billions of dollars every year using credit and debit cards alone. From swiping a card for a daily cup of coffee to booking a costly vacation, your customers count on debit and credit to fuel their lifestyles. If you’re thinking about accepting cards for payment and are wondering about the […]

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Payment Security for Small Businesses

Target. JP Morgan. Home Depot. Staples. Chick-Fil-A. What do these businesses all have in common? Their customers are all the victims of a massive credit card security breach. These companies also have huge, multi-million dollar budgets, and enormous available resources to prevent and address payment security problems. As a small business owner, you probably don’t […]

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Home-Based Business Resources

If you’re planning to start a home-based business or considering starting a career in consulting, you’ll be eager to take advantage of the most effective home-based business tools. You don’t have to waste time or money testing the rest just to find the best — these business resources are established leaders in their industries, and […]

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Want to Increase Restaurant Profits? Here’s How.

You’ve already heard the legend that most restaurants fail within the first year. Losing money doesn’t have to be a reality if you focus on increasing restaurant profits — without raising menu prices unnecessarily or slashing too many staff members. With smart food purchase planning and a sharp eye on non-menu costs, you can maximize […]

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Why Your Nonprofit Should Accept Credit Card Donations

If you work for a nonprofit or not-for-profit organization, you know how important credit card processing is to fundraising. Today’s most successful mission-driven organizations have turned away from costly and ineffective mailers in favor of fast and convenient cyber-driven outreach efforts. Allowing your donors to contribute via credit card makes the giving process easy — […]

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Is Your Business Ready to Accept International Payments?

With more customers turning to the Internet to purchase goods and services, it’s more important than ever to accept international payments. When your business gains international customers, you quickly expand your customer base to include people who may never visit your storefront, your city or even your country — without spending extra money on foreign […]

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Does Your Point of Sale System Cost Your Coffee Shop Too Much Money?

How many times a day do you swipe a credit card for a $2 cup of coffee? If you’re like most coffee shop owners, the answer is more times than you care to admit. You also know your payment system costs your coffee shop money every time a customer pulls out a card, and you’re […]

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The Impact of Small Businesses on Economic Growth

If you believe giant corporations such as GE or General Motors play the biggest role in the American economy, you’re not alone. The importance of small businesses on the economy cannot be overstated, however — especially since small businesses are the biggest retail employers in America, according to the National Retail Federation. What defines a […]

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The 2015 Retail Outlook

Although the 2014 holiday retail results are not yet finalized, early reports indicate a less-than-stellar fourth quarter, even with lower gas prices, increased business spending and a growing GDP. Nevertheless, many top economists predict positive retail trends for 2015. Kiplinger Noting powerful gains in the 2nd and 3rd quarters of 2014, Kiplinger believes the 4th […]

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